In-Network Program

• Covers Approved insurance claim losses including Wind, Hail, Fire, & Water Damage
• Pays member's property insurance deductible up to 1% of the Insured Property Value. Not to exceed $7,500 maximum per claim. 
• Unlimited claims per annual contract term         
• Must use a Tru-Gap Preferred Provider
• Excludes Liability, Theft, Flood without flood policy, Mold without mold coverage, Terrorism/War, Personal Property, and other non-property damage claims
• Minimum of $5,000 in damage per claim
• Must have Replacement Cost Value on insurance policy
• All repairs must be completed before Tru-Gap pays out-of-pocket expenses
• Plan coverage begins on the the day of the plans approval from corporate and with payment in full
• Tru-Gap Protection is not an insurance policy, but works in conjunction with an insurance policy. 

Process:      

What to do when a claim occurs:

• In the event you have water damage, call Clayton Anderson Restoration (CAR) immediately to stop damage and begin water extraction.  Clayton Anderson Restoration 817-477-9494
• In the event of a Fire, call 911, followed by your insurance agent and then Tru-Gap
• In the event of wind or hail call Tru-Gap to make them aware of your damage, followed by your insurance agent to start claim.
• Once your insurance adjuster has assessed the damage and you have your claim paperwork, call Tru-Gap and they will get in touch with Clayton Anderson Restoration to begin repairs to your property. 
• Clayton Anderson Restoration completes the repairs to your property.
• Tru-Gap will pay the out-of-pocket expenses as contracted and agreed upon for in-network members.